Form 1099 Filing for Businesses
We collect W-9s, prepare your Forms 1099-NEC and 1099-MISC, e-file them with the IRS, and deliver the recipient copies. $199 for up to five forms.
Sending a request is free and carries no commitment. Scope and fee are confirmed in writing.
In short: If your business paid a contractor for services, you may need to file Form 1099-NEC by January 31. For payments made in 2026 the reporting threshold is $2,000. We collect the W-9s, check which payees are reportable, prepare and e-file the forms, and deliver recipient copies. The fee is $199 for up to five forms and $10 for each additional form.
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What's Included
- W-9 request and collection for each payee
- Review of which payees and payments are reportable
- Forms 1099-NEC and 1099-MISC prepared, up to five forms
- Electronic filing with the IRS
- Recipient copies delivered
- Filing confirmation
Timing: Scope and timing are confirmed in writing before an engagement begins.
Not included:
- Forms beyond the first five (priced per additional form)
- Corrected forms for information that changes after filing
- State filings where a state does not accept the federal combined filing
- Backup withholding deposits and Form 945
- Bookkeeping cleanup to produce the payee totals
Contractor Reporting, Handled in One Pass
Information returns are simple in principle and easy to get wrong in practice: a missing W-9, a payee who turns out to be a corporation, or a payment that the card processor already reports. We sort each payee into the right bucket before any form is prepared.
Scope and timing are confirmed in writing before an engagement begins. The IRS due date for Form 1099-NEC is January 31, so the earlier your payee list is ready, the more room there is to chase a missing W-9.
The threshold changed for 2026 payments
For payments made in 2026, Form 1099-NEC is required at $2,000 or more to a payee. For payments made in 2025 and earlier, the threshold was $600. Which threshold applies depends on the year the payment was made, not the year the form is filed.
Form 1099 Filing
$10 for each additional form.
- W-9 request and collection for each payee
- Review of which payees and payments are reportable
- Forms 1099-NEC and 1099-MISC prepared
- Electronic filing with the IRS
- Recipient copies delivered
- Filing confirmation for your records
What Gets Reported, and What Does Not
The general rules, as the IRS instructions for Forms 1099-MISC and 1099-NEC describe them. We apply them to your actual payee list.
Contractors and freelancers
Payments for services to individuals, partnerships, and most LLCs, at $2,000 or more for 2026, go on Form 1099-NEC.
Rent and other payments
Rent paid to a landlord, prizes, and certain other payments go on Form 1099-MISC, which has its own thresholds.
Corporations
Payments to C and S corporations are generally not reported. Attorney fees are a common exception.
Card and app payments
Payments by credit card or a third-party network are reported by the processor on Form 1099-K, not by you.
How It Works
- Step 1
Send your payee list
Names, what each was paid for, and the total paid by check, cash, or bank transfer during the year. A general ledger export works.
- Step 2
We collect W-9s and review
We request any missing W-9, confirm each payee is reportable, and send you the draft totals to approve.
- Step 3
We file and deliver
After your approval we e-file with the IRS, deliver recipient copies, and send you the filing confirmation.
How every engagement is checked
Every engagement runs through the same written procedure. It is the reason the fee is what it is, and you can hold us to it.
- 1Scope and fee in writing before any work begins.
- 2Documents arrive through the secure client portal, not as email attachments.
- 3A second review on a different day, against a written checklist, before anything is filed.
- 4If the IRS writes about a return we prepared, reviewing the notice with you is free. Any response or representation beyond that review is quoted in writing first.
Frequently Asked Questions
Common questions about this service area.
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Learn MoreRequest Form 1099 Filing
Tell us how many contractors you paid and we will confirm scope and timing in writing before an engagement begins.
Arc & Ledger takes on work selectively. Each request is reviewed for fit with our practice areas, and scope and timing are confirmed in writing before an engagement begins.
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A secure Client Portal invitation is sent only after Arc & Ledger accepts the engagement or you purchase an available fixed-scope service. A call, waitlist entry, or contact form alone does not create portal access.